13th January 2016


The CML issued a study last week advising that landlords are displaying considerable financial resilience and are continuing to respond very positively to the property market.  Three quarters of landlords did not foresee any problem servicing their mortgage payments.  The study also advised that rates rose by 1.5%.  Interestingly, there was an article in the Daily Telegraph suggesting that landlords who borrow 75% of a property price today will be losing money each month by 2021.  The main reason for this is the change in the tax rules and the limitation of mortgage relief.

If done correctly and with the correct advice and planning, property investment can form part of a person’s financial planning strategy.  I am still hoping as well that the Chancellor will reconsider some of his more draconian plans.

Lindsay Darroch
Partner – Head of Property

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